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    Public Resources


    Multi-Level Marketing Businesses and Pyramid Schemes

    There are many ways to get into business. You can go at it alone or build a team to tackle a business challenge. You may even be approached to join a team of likeminded people in pursuit of the good life. It is important to recognize the risk in MLM or pyramid schemes. The Federal Trade Commission offers some important information to consider when determining if a MLM is a wise investment of your time, money, and energy.


    Starting an Internet Business

    Now a days, every business touches the internet. Are you considering starting an internet business? The Federal Trade Commission gives you questions you should answer to ensure the success of your venture.


    Thinking About Buying a Franchise

    Are you ready to make the major financial investment and serious personal commitment needed to buy a franchise? The Federal Trade Commission helps you explore what it means to own and operate a franchise.


    Hiring a Lawyer

    Proper legal representation and guidance can play a key role when starting and running a successful business. Do you know how to hire a lawyer?


    Starting a Business in Ohio

    The State of Ohio set up a helpful resource page for the emerging entrepreneur.


    How to create your business - checklist

    Visit this 10-step quick-start checklist provided by the Ohio Secretary of State. Follow this road map to successfully establish your business in the Buckeye State.


    Start a Corporation brochure

    Review this full brochure provided by the Ohio Secretary of State for full details on establishing your corporation in Ohio.


    Start a Limited Liability Company brochure

    Review this full brochure provided by the Ohio Secretary of State for full details on establishing your LLC in Ohio.


    City of Cleveland – Economic Development

    Learn everything you need to know about doing business in Cleveland, Ohio through the City of Cleveland’s Economic Development website. The site contains a wealth of information.


    Managing your credit - Understanding Your Credit

    Find out why your credit matters.


    Managing your credit – Credit Scores

    Take a deeper dive into your credit score.


    Managing your credit - Free Credit Reports

    Discover how you can obtain a free copy of your credit score.


    Managing your credit - Fixing Your Credit

    Don’t let a low credit score get you down. Find out how to fix your credit score.


    Credit to Avoid – Online Payday Loans

    Buyer beware when it comes to ads touting online payday loans. The Federal Trade Commission has sued several online payday lenders for violating federal law.

    Loan Calculators

    Amortization Schedule

    DISCLAIMERS: Clicking on the calculators will take you to a non Growth Opps website. The information which you calculate from these calculators are intended for use by you as a guide only, it is not an offer. This simulation and the resulting calculations do not constitute a loan application or offer. Growth Opps accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculators. Be sure to consult a financial professional prior to relying on the results.